lunch tadi, sempat jumpa insurans agent. niat asal nak suruh dia review my existing policy. tapi policy ntah dah kat mana. cari tak jumpa pula. jumpa kosong aja la. tadah telinga apa dia cerita.
1st question dia tanya, what's my priority. he listed down 5 for me to number each according to MY needs.
dah pilih-pilih, it's concluded that i nak retirement plan.
basically it tells how much i need to save on monthly basis, for how long and what i can earn after it's matured. and this retirement plan is with insurance plan. however, this doesn't cover the 36 critical illness, but if it's hit, the plan will run free; meaning don't have to pay the premium but still earn after it's matured. not that i wish for any of the critical illness to happen, naudzubillah.
polisi yang ada tu, i pun tak ingat apa coverage. teruk betul!! it's good kalau jumpa balik dengan agent, lepas tu review balik. kan?
by the way, nak minta copy polisi baru, kena jumpa peruruhjaya sumpah, dapatkan signature (form from the insurance co), each signature bukan free ye, lepas tu kena tempek stamp hasil, pass kat insurance co and wait la within a month (lama betul! macam la nak kena tebang pokok buat kertas bla bla) baru dapat polisi tu.
daripada ngabihkan duit kat bag aje, this is another better option, agree? =)
nak kira balik - dah lama tak buat - how much is my 'lebihan' every month. yang boleh contribute to this. lagi banyak lagi bagus. tapi i tak nak lama, dah tua-tua sangat (kalau ada rezeki umur panjang sihat tubuh badan) pun ada duit nak 'enjoy' macamana. hehe
lapar la pulak........
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